Personal Loans

Achieve your personal dreams, with us. Be it wedding expenses, unforeseen medical bills, funding your dream vacation or renovating your home; We can help you meet all these diverse financial needs and more with a (data) personal loan.

Avail our Personal Loan Serves to meet your Financial needs for Marriage Ceremonials, medical emergencies, travel purposes etc.

  • Rate of Interest : 15% for Unsecured Loan and 11.99% for Secured Loan

For Salaried Persons :
  • Employees of reputed and financially sound organization.
  • Should be on Payroll of the Company. Confirmed service for at least one year.
  • Three months latest Salary Slip and six months Bank statement of salary account.
For Businessmen & Professionals:
  • Having an experience of at least one year of business.
  • I.T. Returns for last three years.
  • Six months Bank statement of Business Account.
Co-Applicant :
  • Spouse/Parents/Blood Relatives of the applicant can be taken as co-applicant.
Guarantors :
  • Two Financial strong Guarantors Required.

Documents :
Duly filled form with :
  • Income proof of Applicant and Guarantors
  • Residential Proof of Applicant and Guarantors
  • PAN card of Applicant and Guarantors
  • KYC of Applicant and Guarantors
  • 10 PDC cheques

Personal Loan for Salaried Individuals covered with Employer Guarantee

  • Rate of Interest : 13.50%

For Salaried Persons :
  • Employees of reputed and financially sound organization.
  • Should be on Payroll of the Company. Confirmed service for at least one year.
  • Loan amount eligible upto 65% of take home salary after deducting of all existing EMI’s.
  • Three months latest Salary Slip and six months Bank statement of salary account.
  • Salary Undertaking from the company
Co-Applicant :
  • Spouse/Parents/Blood Relatives of the applicant can be taken as co-applicant.
Guarantors :
  • Two Financial strong Guarantors Required.

Documents :
Duly filled form with :
  • Income proof of Applicant and Guarantors
  • Residential Proof of Applicant and Guarantors
  • PAN card of Applicant and Guarantors
  • KYC of Applicant and Guarantors
  • 10 PDC cheques
  • Salary Undertaking from the Company
Guarantors : Nominal Membership.
For more details please contact our nearest Branch or contact on 9130020888