Personal Loans
Achieve your personal dreams, with us. Be it wedding expenses, unforeseen medical bills, funding your dream vacation or renovating your home; We can help you meet all these diverse financial needs and more with a (data) personal loan.
Avail our Personal Loan Serves to meet your Financial needs for Marriage Ceremonials, medical emergencies, travel purposes etc.
-
Rate of Interest : 16.00% for Unsecured Loan and 12.99% for Secured Loan
For Salaried Persons :
- Employees of reputed and financially sound organization.
- Should be on Payroll of the Company. Confirmed service for at least one year.
- Three months latest Salary Slip and six months Bank statement of salary account.
For Businessmen & Professionals:
- Having an experience of at least one year of business.
- I.T. Returns for last three years.
- Six months Bank statement of Business Account.
Co-Applicant :
- Spouse/Parents/Blood Relatives of the applicant can be taken as co-applicant.
Guarantors :
- Two Financial strong Guarantors Required.
Documents :
Duly filled form with :
- Income proof of Applicant and Guarantors
- Residential Proof of Applicant and Guarantors
- PAN card of Applicant and Guarantors
- KYC of Applicant and Guarantors
- 10 PDC cheques
Personal Loan for Salaried Individuals covered with Employer Guarantee
-
Rate of Interest : 12.99%
For Salaried Persons :
- Employees of reputed and financially sound organization.
- Should be on Payroll of the Company. Confirmed service for at least one year.
- Loan amount eligible upto 65% of take home salary after deducting of all existing EMI’s.
- Three months latest Salary Slip and six months Bank statement of salary account.
- Salary Undertaking from the company
Co-Applicant :
- Spouse/Parents/Blood Relatives of the applicant can be taken as co-applicant.
Guarantors :
- Two Financial strong Guarantors Required.
Documents :
Duly filled form with :
- Income proof of Applicant and Guarantors
- Residential Proof of Applicant and Guarantors
- PAN card of Applicant and Guarantors
- KYC of Applicant and Guarantors
- 10 PDC cheques
- Salary Undertaking from the Company