Loans

Loan type Deadline Monthly installment Interest rate
Installment loan
(For 1 lac)
(For 1 lac)
(For 1 lac)
1 To 5 Years
5 To 10 Years
10 To 15 Years
Rs 1,145 /-
Rs 1,163 /-
Rs 1,181 /-
9.75%
10.00%
10.25%
Cash credit loan 1 year ---- 11.99%
Shop loan (For 1 lac) 10 years Rs 1,322/- 9.75%
Home loan (For 1 lac)
(For 1 lac)
15 years
20 years
Rs 1,040 /-
Rs 925 /-
9.25%
9.25%
Buy a vehicle (new) (Rs For 50 thousand)
Buy a vehicle (new) (For 1 lac)
Four wheeleer(new) (For 1 lac)
Four wheeler(old) (For 1 lac)
(For under-three years vehicle)
3 years
5 years
5 years
5 years
Rs 1,625/-
Rs 2,135 /-
Rs 2,135 /-
Rs 2,148 /-
9.75%
9.75%
9.75%
10.00%
Personal loan (For 50 thousand) Mortgage
Without Mortgage
3 years
3 years
Rs 1,682/-
Rs 1,762/-
11.99%
15.00%
Personal loan (For 1 lac) Mortgage
Without Mortgage
5 years
5 years
Rs 2,253/-
Rs 2,418/-
11.99%
15.00%
Personal loan (For 1.30 lac)
Without Mortgage
5 years Rs 3,071/- 14.00%
Loan Against LIC Policy
5 years ---- 10.50%
Educational loan
(For 1 To 3 lac)
(Above 3 lac)
(Under 1 lac)
5 Years
7 Years
5 Years
----
----
----
11.50%
11.50%
13.00%
Gold loan
(For 2 To 5 lac)
(For 5 To 25 lac)
1 Years
3 Years
5 Years
Rs 8,874 /-
Rs 3,249 /-
Rs 2,135 /-
9.75%
9.75%
9.75%
Real Estate(Term Loan for Projects)

Cash credit(Real Estate)
5 Years
7 Years
10 Years
1 Years
----
----
----
----
12.00%
12.00%
12.00%
13.00%
National savings loan
--- ---- 10.00%
Self savings Loan
(For 1 lac)
3 Years
5 years
Rs 3,313 /-
Rs 2,200 /-
11.00%
11.00%
Professional self employee cash credit
1 Year ---- 9.75%
Bill discounting loan
---- ---- 15.00%