Loans

Loan type Deadline Monthly installment Interest rate
Installment loan
(For 1 lac)
(For 1 lac)
(For 1 lac)
1 To 5 Years
5 Year 1 Day To 10 Years
10 Year 1 Day To 13 Years
Rs 1210 /-
Rs 1215 /-
Rs 1205 /-
11%
11.25%
11.50%
Cash credit loan 1 year ---- 12.99%
Shop loan (For 1 lac) 10 years Rs 1365/- 10.75%
Home loan (For 1 lac)
(For 1 lac)
15 years
20 years
Rs 1123 /-
Rs 1016 /-
10.25%
10.25%
Buy a vehicle
Two Wheeler New (For 50 Thousand)
Two Wheeler New (For 1 lakh)
Four Wheeler New (For 1 lakh)
Four Wheeler old (For 1 lakh)
Under 3 Years Old

3 Years
5 Years
7 Years
5 Years

Rs 1632 /-
Rs 2163 /-
Rs 1700 /-
Rs 2175 /-

10.75%
10.75%
10.75%
11.00%
Personal loan (Up to 50 thousand)
Mortgage
Without Mortgage
3 years
3 years
Rs 1685/-
Rs 1760/-
12.99%
16.00%
Personal loan (Up to 1 lac) Mortgage
Without Mortgage
5 years
5 years
Rs 2276/-
Rs 2433/-
12.99%
16.00%
Personal loan (Up to 1.30 lac Share holders)
5 years Rs 3094/- 15.00%
LIC Mortgage Loan (For 1 lac)
5 years Rs 2200/- 11.50%
Educational loan
(1 to 3 lacs)
(3 lacs beyond)
(for 50 thousand)
(for 1 lacs)
Discount for Girls : Interest rate 0.50%

5 Years (1 lacs EMI)
7 Years (1 lacs EMI)
5 Years
5 Years


Rs 2175/-
Rs 1713/-
Rs 1138/-
Rs 2276/-


10.99%
10.99%
12.99%
12.99%

Gold loan
(2 To 5 lac)
(5 To 50 lac)
1 Year (1 lacs EMI)
3 Year (1 lacs EMI)
5 Year (1 lacs EMI)
Rs 8838/-
Rs 3274/-
Rs 2175/-
9.50%
9.50%
9.50%
Vishwas Shakti Loan for Women
Upto 1 lac
Upto 3 years EMI
Upto 5 years EMI

3 Or 5 Years
3 Years
5 Years

---
RS 350
RS 2250
12% (with 1% rebate)
---
---
Real Estate(Term Loan for Projects) 1 lacs

Cash credit(Real Estate)

5 Years (1 lacs EMI)
7 Years (1 lacs EMI)
10 Years (1 lacs EMI)
1 Years

Rs 2302/-
Rs 1848/-
Rs 1524/-
---

13.50%
13.50%
13.50%
14.00%
National savings loan
--- ---- 11.00%
SELF HELP GROUP LOANS (For 1 lac)
Group loan
3 Years
5 years
Rs 3322/-
Rs 2225/-
12.00%
12.00%
Professional self employee cash credit
1 Year ---- 10.75%
Bill discounting loan
---- ---- 16.00%