Loans
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- Loans
Loans
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- Loans
Loans
| Loan type | Deadline | Monthly installment | Interest rate |
|---|---|---|---|
| Installment
loan (For 1 lac) (For 1 lac) (For 1 lac) |
1 To 5 Years 5 Year 1 Day To 10 Years 10 Year 1 Day To 13 Years |
Rs 1200 /- Rs 1225 /- Rs 1250 /- |
10.25% 10.50% 10.75% |
| Cash credit loan | 1 year | ---- | 12.49% |
| Shop loan (For 1 lac) | 10 years | Rs 1370/- | 10.25% |
| Home loan (For 1 lac) (For 1 lac) |
15 years 20 years |
Rs 1100 /- Rs 980 /- |
9.75% 9.75% |
|
Buy a vehicle Two Wheeler New (For 50 Thousand) Two Wheeler New (For 1 lakh) Four Wheeler New (For 1 lakh) Four Wheeler old (For 1 lakh) Under 3 Years Old |
3 Years 5 Years 7 Years 5 Years |
Rs 1650 /- Rs 2170 /- Rs 1710 /- Rs 2180 /- |
10.25% 10.25% 10.25% 10.50% |
| Personal loan (Up to 50 thousand) Mortgage Without Mortgage |
3 years 3 years |
Rs 1700/- Rs 1780/- |
12.49% 15.50% |
| Personal loan
(Up to 1 lac)
Mortgage Without Mortgage |
5 years 5 years |
Rs 2280/- Rs 2450/- |
12.49% 15.50% |
| Personal loan (Up to 1.30 lac) Without Mortgage (A class member only) |
5 years | Rs 3090/- | 14.50% |
| LIC Mortgage Loan (For 1 lac) |
5 years | Rs 2210/- | 11.00% |
|
Educational loan
(1 to 3 lacs) (3 lacs beyond) (for 50 thousand) (for 1 lacs) Discount for Girls : Interest rate 0.50% |
5 Years (1 lacs EMI) 7 Years (1 lacs EMI) 5 Years 5 Years |
Rs 2180/- Rs 1720/- Rs 1150/- Rs 2280/- |
10.49% 10.49% 12.49% 12.49% |
|
Gold loan
(2 To 5 lac) (5 To 50 lac) |
1 Year (1 lacs EMI)
3 Year (1 lacs EMI) 5 Year (1 lacs EMI) |
Rs 8767/-
Rs 3188/- Rs 2081/- |
9.00%
9.00% 9.00% |
|
Vishwas Shakti Loan for Women
Upto 1 lac Upto 3 years EMI Upto 5 years EMI |
3 Or 5 Years 3 Years 5 Years |
--- RS 350 RS 2250 |
12%
(with 1% rebate)
--- --- |
|
Real Estate(Term Loan for Projects) 1 lacs Cash credit(Real Estate) |
5 Years (1 lacs EMI) 7 Years (1 lacs EMI) 10 Years (1 lacs EMI) 1 Years |
Rs 2280/- Rs 1830/- Rs 1500/- --- |
12.50% 12.50% 12.50% 13.50% |
| National savings loan |
--- | ---- | 10.50% |
|
Self savings Loan (For 1 lac) Group loan |
3 Years 5 years |
Rs 3330/- Rs 2230/- |
11.50% 11.50% |
| Professional self employee cash credit |
1 Year | ---- | 10.25% |
| Bill discounting loan |
---- | ---- | 15.50% |
| The said interest rate will be applicable from 16 November 2022 for ongoing and approved loan cases. | |||
